Critical Illness Insurance

Did you know that you have a greater chance of getting a critical illness before you’re 75, than you do of dying? That probably seems scary. But the good news is that the majority of people who are diagnosed with a critical illness before age 75 recover and get on with life.

 

In fact, statistics from the Heart & Stroke Foundation (2002) and Canadian Cancer Society (2006) show that:

 

If you were diagnosed with a critical illness, like the rest of us, you’d want to focus on your recovery. But what about money? Treating an illness is often associated with unexpected costs – not just medicine the government doesn’t cover or getting treatment somewhere else. There are also costs to travel to and from medical appointments, and costs to get someone to help you at home. And what if you need to renovate your home to accommodate a wheelchair or a chairlift? Well, that costs money too.

 

That’s where Lifecheque® can help – depending on the plan you choose, Lifecheque® can provide a cash benefit ranging anywhere from $25,000 to $2,000,000.

 

 Simple, accessible and affordable protection offered in three benefit amounts – $25,000, $50,000 and $75,000 – covering five of the most common critical illnesses and conditions – cancer, heart attack, stroke, coronary artery bypass surgery and aortic surgery. Coverage up to age 65, with no medical questions, no height and weight or family history requirements. Simple to apply declaration for eligibility.
An economical solution offering coverage to age 65: Heart Attack, Cancer, Stroke and Coronary Bypass.
Coverage that offers you protection into your retirement years (age 75) for 22 Covered Conditions, with premiums that never change.

We have two Renewable options for you to choose from: 10-year Renewable and 20-year Renewable.

Both Renewable options offer you protection into your retirement years (age 75) for 22 Covered Conditions, with premiums that increase at each renewal period (10 or 20 years).

Protection for life for 22 Covered Conditions, with premiums that never change. We have two premium durations available on Permanent Lifecheque:

  1. Pay to age 100 – premiums that never change and end at age 100
  2. Limited Pay – pay for 15 years; premiums that never change and end after 15 years.

 

Give us a call at 416-227-9800 today to discuss which and which Lifecheque® plan is right for you.